Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

With over a single American Express Serve Card to choose from, you can choose which prepaid card works ideal for your requirements.

Here’s a description of the Cash Back along with Free Reloads cards.

Prepaid cards give owners the ability to stick to a specific budget and also, consequently, a lot more easily limit the spending of theirs. They might work very well for individuals on a budget, however, they might additionally be a good choice for teaching children about spending money.

Prepaid cards are usually thought to be a less risky alternative compared to cash because if you get rid of the card, many have security measures which protect the account of yours against theft. Additionally, for a modest fee, you can typically switch the card with no stress.

American Express offers greater than one prepaid Serve card so owners are able to chose the card that actually works ideal for them. The American Express Serve® Cash Back and the American Express Serve® FREE Reloads are the 2 monthly-fee choices within Amex’s prepaid card fleet (whereas the $6.95 rate for the basic Amex Serve card is waived when users direct deposit $500 or more during each monthly declaration period.)

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

Walmart MoneyCard - Amex Serve Cash Back vs. FREE Reloads
Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads


The 2 cards are similar, although the Cash Back offers rewards while the FREE Reloads card allows users in more than 45,000 locations in the U.S. and also Puerto Rico put money upon the card free of charge.

The way to increase money to the card of yours Both cards offer complimentary direct deposit of paychecks and also government benefits, though the FREE Reloads adds the convenience of letting users reload the card of theirs free of charge at participating locations like CVS, Dollar General and other things.

With both cards, you are able to access part of or almost all of the paycheck of yours up to two days before payday once you enroll in direct deposit. Both cards likewise offer mobile check deposits.

Users are able to send dollars and receive money to other Serve users effortlessly through the mobile app.

Perks and rewards Through the website or maybe the movable app, you are able to use no cost bill pay to send cash, or pay your bills by composing a check on the web and American Express will mail it in your case.

The money transfer option allows users to send virtually anyone across the 50 states and Puerto Rico cash to be purchased via participating Walmart locations. The day transfer restrict is $2,500 across all your Serve accounts. According to FintechZoom Fees are as follows:

  • $4.99 for every money transfer up to fifty dolars
  • $8.99 for each cash transfer of $50.01 1dolar1 1,000
  • $16.99 for each money transfer of $1,000.01-1dolar1 2,500

Bottom line Each of these cards has an edge: in case you are searching for money back incentives, the American Express Serve® Cash Back card is ideal for you. But in case you handle a lot of money and want to make certain that you are able to simply reload your card without needing to pay any fees then the American Express Serve® FREE Reloads card is better suited to your needs.

If you’re looking to stay away from paying a monthly fee, you need to have a look at the Bluebird by American Express card, that allows someone to open subaccounts and also might be a good choice for families.

If you are a common Walmart shopper and want to bank on rewards higher than one % money before the Walmart MoneyCard could be a much better fit with 3 % money back on eligible and in-app Walmart orders, two % cash back from Walmart fuel stations, in addition to 1 % cash back at Walmart stores, up to seventy five dolars every year.

Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

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